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For more info call 1-800-325 |
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Protector
& Protector Plus |
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Critical
Illness: $10,000 |
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Hospital
+ $25,000 Critical Illness |
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By joining one of our exclusive
association memberships, you are receiving access to a premier
group of benefit programs that are unequaled in the U.S.
Our member benefit plans utilize the Beech
Street Network,
with over 560,000 providers, offers impressive savings when network
providers are used. Individuals, families and groups should discuss
with their insurance agent the importance of HIPAA compliance regarding
pre-existing conditions and portability.
PLAN BENEFITS
PLAN HIGHLIGHTS
- No medical underwriting for individuals & small groups
- Surgical benefits based on % of Medicare reimbursement.
- No
lifetime benefit cap
- Portable
- Assignable benefits
- Stable rates
- First Dollar Coverage (No Co-pays)
- Available in most states
- HIPAA Compliant
- Fully insured
- No participation requirements for groups
- Four Plans: Silver,
Gold, Diamond, & Health Max Plus
ELIGIBILITY
Individuals
eligible for membership:
- Individuals
between the ages 18 and 64 (If applying as a couple, both
you and your spouse must be under 65) and dependent children
under age 25.
- Individuals
not in full-time service of the Armed Forces (military).
- Individuals
not eligible for Medicare.
- Individuals
not receiving disability benefits.
Important: This
is a brief description of the plans, for specific coverage, please
refer to your policies. |
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| $25,000
Critical Illness Upgrade |
| Applicant Only |
$52.00
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| Single + Spouse |
$98.00
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| Single + Child(ren) |
$52.00
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| Family |
$98.00
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The insurance carrier will pay onetime benefit
of $25,000 for the diagnosis of a critical illness. The
policy has 10 Critical Illnesses that are covered and pre-existing
conditions are covered after 12 consecutive months of coverage.
Family coverage will cover both the primary insured and
their spouse.
Click
for more details
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| $500
per day Hospital Upgrade |
| Applicant Only |
$38.00
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| Single + Spouse |
$58.00
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| Single + Child(ren) |
$79.00
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| Family |
$79.00
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The plan pays on an indemnity basis $500
per day in the hospital for 31 days per calendar year.
Plan also pays an additional $500 per day if the insured
is in ICU or CCU for an additional 31 days per calendar
year.
Family coverage (Applicant plus 2 or more dependents) includes coverage
for applicant, spouse and children.
These benefits and amounts are in addition to any other benefits
received by the policy.
The Hospital $500 Daily plan is not HIPAA eligible.
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| Protector
& Protector Plus |
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Protector |
Protector Plus |
| Insured Only |
$34.95
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$42.95
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| Insured + Spouse |
$37.95
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$47.95
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| Insured + Child(ren) |
$37.95
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$47.95
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| Family |
$42.95
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$51.95
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These Mini-Medical Packages offer 8 great
components:
- $7,500 or $10,000 Accident Injury Benefit
, no limit on number of accidents.
- $25,000 or $50,000 AD&D,
for primary insured persons.
- AIM Rx Gold Card, Prescription
Card Walk-in & Mail-order, both brand & generic available.
- Accident Disability, pays $400
per month, pays up to one year, 90 day waiting
period
- Nurse on Call
- World-Doc
- Emergency Travel
- Legal Plan (part of the Protector
Plus package only)
Eligibility Details
- Available in 47 states. (Not available in HI,
VT or WA)
- Issue ages are 18 thru 64.
- No medical questions. Guaranteed Issue.
- Can be used as a bridge for high deductible major
medical plans.
- Start dates 1st of any month. Enroll by the 24th
of the month prior.
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